Play Store

Government mortgage lending declines in Azerbaijan - ANALYSİS

12:13 23 Aprel 2015
46 Digər
Ölkə mətbuatı
A- A+

[ 23 April 2015 13:05 ]

Baku. Musa Ahmadov – APA-Economics. AZN 15,378,630 was given via Azerbaijan Mortgage Fund in the first quarter of 2015,, down 43.8% from previous year.

Analysis on loans

 

According AMF, 476 mortgage loans, including 161 preferential, were given in the reporting period. Preferential loans amounted to AZN 7,287,500. Other loans made AZN 8,091,100.

 

As of April 1, 2015, number of mortgage loans was 16,318, amount – AZN 572,749,230.

 

Totally, AZN 660,280,000 has been given since AMF launched in 2006.  

 

39.3% of funds attracted for financing mortgage lending came from state budget, 60.7% from securities.

 

79.6% of who received mortgage loans in concessional conditions are servicemen, 8.4% civil servants, 8% IDPs, 2.1% candidates of science, 1.5%sportsmen, 0.3% martyrs' families.

 

Analysis on borrowers

 

In January-March, 82.5% of borrowers on mortgage loans were males, 17.5% - females, 67.5% - married, 32.5% - single.

 

34.4% of borrowers are 18-29 years old, 34.9% - 30-35 years old, 30.7% - over 36 years old.

 

42.7% of borrowers work at state sector, 57.3% - at private sector.

 

Regarding monthly salary of borrowers, 33.3% earn over AZN 1,100, 21.6% - AZN 700-900, 19.4% - AZN 500-700, 15% - AZN 900-1,100, 8.1% - AZN 300-500 and 2.7% below AZN 300.

 

Most of apartments bought through mortgage lending are in Baku Sumgayit, Absheron-Khirdalan, Ganja and Nakhchivan.  

 

22.3% of Baku-based apartments are in Khatai, 15.8% in Yasamal, 14.1% in Binagadi, 11.2% in Nasimi, 9.5% in Nizami, 8.3% in Narimanov, 6.4% in Surakhani, 4.6% in Sabunchu, 3.8% in Sabail, 2.7% in Garadagh districts.  

 

Prices of 58.5% of apartments make AZN 30,000-60,000, 33.1% - AZN 60,000-90,000, 4% - AZN 90,000-120,000, 1.7% - over AZN 120,000, 2.7% - below AZN 30,000.

 

 


Xəbərin orijinal ünvanı: http://en.apa.az/xeber_government_mortgage_lending_declines_in__226123.html

Şahid olduğunuz hadisələrin video və ya fotosunu çəkərək bizə göndərin:
0552252950 (Whatsapp)
Загрузка...

RƏYLƏR

BU KATEQORİYADAN DİGƏR XƏBƏRLƏR