Demirbank offers profitable type of deposit - PHOTO

Demirbank offers profitable type of deposit - PHOTO
09:58 7 Aprel 2015
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[ 07 April 2015 10:53 ]

Baku. Yegane Lachinzade – APA-Economics. Increasing the amount of “Göy” deposits which are offered to individuals by “DemirBank” within the Diversity of Deposits program, has now become more profitable.

According to bank, by joining the ongoing campaign “Up to 17% increase on deposits”, deposit holders can increase their annual interest rate up to 17%. Another advantage offered by this type of deposit is ability to withdraw accrued interests on a monthly basis.


Along with this, depending on the amount of deposit, “Göy” deposit holders are also offered a plastic card. Holders of deposits up to AZN 5,000 are offered a Cirrus Maestro / VISA Electron, AZN 5000 – 20,000 - MasterCard Standart / VISA Classic, over AZN 20,000 - Master Gold / VISA Gold. Deposit holders can transfer accrued interests to their card accounts. Based on the customer’s application, “DemirBank” can also open a 1-year credit line worth up to 80% of the amount of deposit. No interest is accured if the balance is fully paid by the 9th calendar day of next month.


“Göy” deposit account can be opened by any individual by adding the minimum amount of AZN 100 into a deposit account in a “DemirBank” branch. “Göy” deposit can be opened in AZN, EUR, GBP and USD for the period of up to 3 years. If deposit holder wishes to withdraw deposit ahead of time, the Bank shall provide full repayment of the amount of deposit within 5 business days.


“DemirBank” is a member of  the Deposits Insurance Fund. As a result, deposits placed in “DemirBank” are insured in accordance with the law “On deposits insurance”. Insurance applies to deposits of up to AZN 30,000 with the maximum interest rate of 12%.


One of Azerbaijan’s first commercial banks of Azerbaijan, “DemirBank” started its operations in 1989. Shareholders of the Banks include large international financial institutions, such as the European Bank for Reconstruction and Development (EBRD) and Netherlands Development Finance Company (FMO). 



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